inHander vs. ClearTax Salary Calculator
While ClearTax remains a popular platform for ITR-1 filing, its generic salary calculator lacks essential configuration options needed by modern Indian corporate employees. Here is how they compare.
Feature Comparison: inHander vs. ClearTax
| Feature / Capability | inHander.com | ClearTax Calculator |
|---|---|---|
| Client-Side Privacy (Zero Data Storage)No cookies, tracking scripts, or server logging | 100% In-Browser Memory (DPDP Compliant) | Server-side data capture for marketing funnels |
| Mandatory Phone / Email SignupAccess without lead-generation barriers | Zero Sign-up · Instant Access | Prompts for phone/email to unlock detailed reports |
| Capped ₹1,800/mo EPF vs. 12% BasicEPFO statutory basic ceiling of ₹15,000/mo | 1-Click Toggle for Capped vs. Uncapped PF | Assumes uncapped 12% EPF (leads to inaccurate take-home) |
| State-Wise Professional Tax Slabs23+ Indian states modeled accurately | Exact rules (KA ₹200, MH ₹300 in March, DL/HR ₹0) | Generic flat ₹200 or missing state selector |
| Section 87A Marginal ReliefIncome bracket ₹7.75L to ₹8.20L in New Regime | Exact statutory proviso modeled mathematically | Often calculates abrupt cliff without relief |
| Offer Letter OCR & Multi-Offer ComparatorInstant side-by-side evaluation of 3 offers | Integrated local PDF extractor | Single salary input only |
| Corporate Printable Payslip PDFExecutive salary slip export for visa & loans | 1-Click clean PDF without watermark | Not available |
For Pre-Tax Planning & Offer Modeling
- • You want to know your exact monthly in-hand take-home pay down to the rupee before accepting an offer.
- • Your employer caps EPF at ₹1,800/month or includes gratuity/employer PF in your CTC.
- • You want zero sales calls from loan brokers, mutual fund distributors, or credit card agents.
- • You need to generate an official-looking corporate salary slip PDF for visa or rental verification.
- • You want to compare two or three competing job offers side-by-side.
For Direct ITR e-Filing & CA Filing
- • You are ready to formally file your ITR-1, ITR-2, or ITR-4 directly to the Income Tax Department portal.
- • You want to upload your Form 16 PDF to auto-populate tax fields via government e-Return Intermediary (ERI).
- • You require paid CA-assisted filing for complex multi-asset capital gains or intraday trading audits.
- • You want to pay self-assessment tax or track past ITR verification statuses.
Try the inHander Salary Calculator
Adjust CTC, toggle capped PF, select your state, and compare New vs. Old Tax Regimes in real-time.
Estimated monthly credit in bank under NEW Tax Regime (FY 2025-26).
Annual CTC distribution
NEW Tax RegimeTax Comparison (New vs. Old Regime)
Budget 2024 revised slabs vs. Old Regime deductions for ₹₹15,00,000 CTC
New Tax Regime
FY 25-26Old Tax Regime
TraditionalFrequently Asked Questions: inHander vs. ClearTax
Clear answers to common questions on CTC structure, take-home calculations, Budget 2024 tax slabs, and Section 87A rebate rules.
Why does ClearTax often calculate a different in-hand salary than inHander?
ClearTax's salary calculator uses generalized assumptions—frequently assuming an uncapped 12% EPF deduction on total basic pay, defaulting Professional Tax to flat ₹200 (even for states like Delhi or Haryana where PT is ₹0), and lacking fine-grained toggles for employer PF in CTC or gratuity provisioning. inHander provides exact toggles for ₹1,800 capped PF, 23+ state PT slabs, Section 87A marginal relief, and custom Basic/HRA percentages, reflecting actual corporate salary slips.
Does inHander collect or store my salary, phone number, or email?
No. inHander operates with 100% client-side privacy. All tax engines, mathematical computations, and Offer Letter OCR parsers execute directly in your browser's local JavaScript runtime. Unlike tax portals that collect contact details for financial product upselling or loan lead generation, inHander logs zero server data and complies strictly with India's Digital Personal Data Protection (DPDP) standards.
Can I use ClearTax to file my actual Income Tax Return (ITR)?
Yes. ClearTax is an authorized e-return intermediary (ERI) suitable for submitting formal ITR-1, ITR-2, or ITR-4 filings to the Income Tax Department portal using your PAN and Form 16. inHander is specifically built for salary optimization, offer letter comparison, and pre-tax payroll simulation, not direct ITR submission.
How does the ₹1,800 EPF statutory cap option impact monthly take-home pay?
Under EPFO regulations, the mandatory EPF contribution ceiling is 12% of ₹15,000 basic salary (₹1,800/month). On a ₹15 LPA package with ₹62,500 monthly basic pay, capping PF at ₹1,800/month increases your monthly take-home pay by ~₹5,700 per month compared to an uncapped 12% deduction (₹7,500/month). inHander lets you toggle this option with one click.